New 2019 USDA Mortgage Household Income Limits – · New 2019 USDA Mortgage Household Income Limits. The newly increased income limits will be in place for the remaining part of 2018, and likely most of 2019. The USDA loan program has two critical components to determine a homebuyers eligibility. The first component is the actual location of the property as it must be located in an approved USDA.
USDA eligibility income categories include very low, low, and moderate, while geography is down to the county level. USDA income limits can range from $17,050 for a single member household, to $83,700 for a 4-member household, to as high as $208,350 for an 8-member household in some high-cost areas.