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The interest rate on an adjustable-rate mortgage can change over time, which means your monthly payments can change depending on market interest rates. Adjustable-rate mortgage interest rates are based on a benchmark rate, such as the prime rate. When these rates go up, the interest rate and monthly payment for your mortgage go up.
buying a new home vs pre owned Buying a home is a decision that can be exhilarating and scary at the same time. When researching the advantages of disadvantages of buying new versus a pre-owned home, make sure you weigh your personal experience first.